Your modern, people-first financial consulting partner
RxT helps you build resilient financial habits, optimise investments, and navigate life’s big decisions with advisors who listen first. We combine behavioural coaching, actionable plans, and ongoing support to help every client thrive.
FinEmpa™ Promise
Finance with empathy means we measure success by confidence, not commissions.
Ask about our empathy index—a quarterly pulse on how supported our clients feel.
92%
Confidence uplift
Clients feel more in control within six months
₹10+ Cr
Assets optimised
Average value aligned per client cohort each year
5★
Empathy index
Client rating for clarity, care, and responsiveness
3×
Goal completion
Faster milestone achievement with guided habits
What is RxT?
Enabling better financial lives for everyone we meet
RxT exists to make confident financial choices accessible to all. We blend empathetic advisory, behavioural science, and deep domain expertise to build personalised solutions that are as practical as they are insightful. Every plan is anchored in your story, never in a product playbook.
Client-first ethos
No pushy sales, no hidden agendas. Only transparent guidance aligned to your outcomes.
Practical solutions
Strategies that match real-life constraints, with step-by-step support to make them stick.
Why financial habits matter
Everyday financial choices shape lifelong wellbeing
Inconsistent habits drain momentum—missed bills, impulsive spending, delayed investments, and unclaimed deductions. RxT helps you build rituals that feel doable: weekly money huddles, smart automation, and nudges that keep you on track even when life gets busy.
Habit building toolkit
- Personalised nudges and reminders that align with your routines.
- Digital tools and templates to automate savings and track spending.
- Monthly reflections that convert insights into lasting behaviour change.
Results we notice
Clients who adopt guided habits reach their first financial milestone 2× faster and maintain consistency even during market volatility.
78%
reduce impulsive spending in 3 months
64%
increase automated savings by month six
What we do
Specialised services tuned to every life stage
From foundational money education to advanced portfolio architecture, RxT delivers a full spectrum of advisory and execution support under one roof.
Financial Planning & Education
Know where you stand, build resilient budgets, and learn practical frameworks that make money management feel natural.
Investment & Mutual Fund Guidance
Curated portfolios and fund recommendations tailored to your risk profile, goals, and time horizons.
Portfolio Review & Optimisation
Transparent check-ups that rebalance, declutter, and align existing investments to current priorities.
Solutions for NRIs
Seamless cross-border planning, compliance, and repatriation support for global Indians and their families.
Risk, Insurance & Loan Advisory
Independent advice that protects what matters—covering health, life, and smart borrowing choices.
Tax Efficiency & Compliance
Proactive planning, documentation, and filing strategies that simplify taxes and maximise eligible savings.
FinEmpa™ • Financial with Empathy
Our empathy-driven promise
FinEmpa is RxT’s north star—ensuring every interaction honours the human behind the numbers. We invest as much in emotional clarity as we do in financial rigour, making sure you feel seen, supported, and never judged.
Personalised conversations focused on your story, not pre-packaged products.
Judgement-free support that respects cultural nuance, family dynamics, and lived realities.
Empathy analytics: quarterly surveys that help us adapt and deepen personalised care.
Who we help
Every financial journey deserves a caring guide
Whether you are just starting out or managing complex portfolios, RxT designs strategies that honour your context and ambitions.
Students & Early Professionals
Kickstart money confidence with habits that make every rupee count while planning for higher studies and first jobs.
We focus on
- Budget discipline
- Emergency funds
- Education savings
Growing Families
Balance everyday expenses with long-term aspirations like schooling, home ownership, and family protection.
We focus on
- Goal-based planning
- Insurance cover
- Wealth creation
Global Indians (NRIs)
Coordinate Indian and overseas investments while staying compliant and future-ready for life across borders.
We focus on
- Cross-border compliance
- Asset consolidation
- Estate planning
Entrepreneurs & Business Owners
Create financial runway, manage liquidity, and structure investments that support business ambition and personal wealth.
We focus on
- Cash-flow strategy
- Risk coverage
- Tax optimisation
Pre-Retirees & Retirees
Secure predictable income streams, preserve capital, and make life-stage transitions with clarity and confidence.
We focus on
- Income ladders
- Asset protection
- Legacy planning
Benefits & impact
Tangible outcomes you can measure and feel
We hold ourselves accountable to the progress you experience—better returns, lower stress, and clarity at every milestone.
100%
Clients report higher financial confidence within 6 months
₹10 Cr
Average assets optimised annually per client cohort
5★
Client-rated satisfaction for empathy, clarity, and responsiveness
Greater Financial Confidence
Feel in control with structured money practices, clear dashboards, and advisors who speak human—not jargon.
Improved Investment Outcomes
Well-calibrated portfolios, periodic reviews, and disciplined execution that amplifies wealth without overwhelming risk.
Meaningful Tax Savings
Forward-looking strategies that unlock deductions, avoid penalties, and keep compliance effortless.
Peace of Mind for Families
Aligned plans for life’s “what ifs” ensure loved ones are protected, informed, and future-ready.
Learning & resource center
Empower your decisions with curated knowledge
Articles, guides, checklists, and short videos built to demystify finance. Learn at your pace, revisit anytime, and share with the people you care about.
Client testimonials & success stories
Real stories from people who chose empathy-led finance
Our clients describe RxT as the partner who keeps them grounded, supported, and inspired to stay consistent.
Want to read more detailed journeys?
Explore our long-form success stories featuring before/after snapshots and tactical breakdowns.
Partner opportunities
Collaborate with RxT to amplify financial wellbeing
We work with employers, educational institutions, community organisations, and independent advisors to bring empathetic financial care to larger communities.
- Employee financial wellness programmes with workshops and individual coaching.
- Collaborations with colleges and accelerators to build money skills early.
- Advisor partnerships that extend empathy-first planning to more clients.
Why partners choose RxT
Co-branded experiences
Tailored onboarding, content, and reporting that reflect your brand promise.
Data-rich insights
Aggregated analytics on engagement, confidence uplift, and habit formation.
Dedicated success teams
Program managers and advisors aligned to your stakeholders’ needs.
Ready to experience empathy-led financial progress?
Start with a conversation. We’ll help you unpack priorities, map quick wins, and design a plan that evolves with your life.